MERCHANT ACTIVITYCONCEPT
Order referenceORD-4821
Payment amount$248.00
Sample transaction detail
MERCHANT PAYMENTS · EVERYDAY MONEY
Money for business.Money for life.
Accept and process fiat and crypto payments for your business. For everyday life, send money to people, pay merchants, manage a separate self-custody wallet with keys on your device, and explore investing with interest.
ONE PLATFORM · DISTINCT MONEY JOBS
Built to move money.Clear about where it lives.
A fiat and crypto payment gateway for merchants. A customer app for fiat transfers, payments, crypto wallets and investing with interest. One product family, with clear balances and distinct responsibilities.
FOR YOUR BUSINESS
Collect and manage payments.
Checkout, invoices and payment activity with context for the team behind the sale.
Explore merchant paymentsFOR YOU
Send. Pay. Grow.
Send money between people, pay businesses and plan your next investment. Keep fiat funds and self-custody crypto clearly separated.
Explore the customer appFOLLOW ONE PAYMENT
From first tapto business record.
One sample order moves through a clear sequence. Payment processing and the personal wallet remain separate jobs.
PAYMENT ACTIVITYCONCEPT VIEW
Checkout requestORD-4821 · $248.00
Order referenceORD-4821
Sample amount$248.00
01 · CUSTOMER
Illustrative flow using sample data. No payment is initiated.
A customer starts the payment.
The order, amount and payment choice arrive together, so the customer can see what they are paying for.
Checkout requestORD-4821 · $248.00
The request becomes an outcome.
A payment moves through its configured path. Its status gives the customer and business a clear next step.
Payment statusProcessing · Reference attached
The business can follow through.
The result returns to the business with the order context needed for support, operations and finance.
Activity recordORD-4821 · Status and amount
PAYMENT EXPERIENCE
Make paying feellike the easy part.
Give every payment a clear beginning, a clear result and enough order context to make the next step feel natural.
ACCEPTANCE THAT FITS THE MOMENT
Card details, in a familiar form.
Explore a card checkout that recognizes Visa and Mastercard as you type, then review the order before continuing.
- Order and amount stay visible
- Card or crypto, with a clear next step
- Business receives useful context
CHECKOUT DEMOSAMPLE ONLY
ACTUAL DEMO CAPTURE Explore the working demo. No real payments.
↗Hosted checkout
Keep order and amount together.
↗Invoice or link
Bring the request along with the payment.
↗QR payment
Connect an in-person moment to an order.
THE WORK AFTER CHECKOUT
Know where everypayment stands.
Finance, operations and support need to understand what happened, match activity to an order and know which item deserves attention.
V▦◫⌁⚙
MERCHANT CONSOLE · CONCEPTPayment activity
BCurrent viewRecent activityTransaction context at a glance
Activity
Sample activity · concept interface
Follow the order
Keep a useful reference beside the payment outcome.
Handle the exception
Separate a refund or review from the original activity.
Close with context
Give teams status, timing and records they can reconcile.
BUILT AROUND YOUR OPERATIONS
Connect the order.Keep its context.
Connect a business request to payment activity and keep the reference visible in the record your team uses next.
Order matchingOperational visibilityReconciliation context
IMPLEMENTATION CONCEPTKeep the order in view.
SAMPLE DATA01 / 03
Start with the order.
Your system owns the customer and order context.
Order referenceORD-4821
Sample total$248.00
Example only · not a production API contractTHE CUSTOMER APP · IOS, ANDROID & WEB
For every day.And everyone in it.
A fiat account for the way you live. Send money between people, request your share and pay businesses, alongside a separate personal crypto wallet.
Your day, at a glance.
See cash and crypto separately, find your next money move and follow recent activity.
iOSAndroidWeb
Connect an online account for platform features. Account access does not replace your self-custody wallet backup.
Illustrative balances and activity. No money moves.
INVESTING WITH INTEREST
Give your plansroom to grow.
Explore interest-bearing investing in the customer app. Understand the product, its risks and the withdrawal terms before committing money.
- Keep investment positions separate from available cash.
- Review rates, fees and eligibility for each product.
- Know when and how you can withdraw.
Investment providers and live offers are not confirmed. Returns are not guaranteed. The app currently shows a fictional preview catalog, not available investment products.
Fictional providers. No funds invested.
A PERSONAL WALLET · DEVICE-HELD KEYS
Your keys stayon your device.
Generate or import a 12-word wallet on your device, with single-chain and multi-chain options. The planned wallet supports QR scanning and private-key import and export. Native protected storage and an encrypted browser-local vault are separate from your online account.
Holdings and history, clearly apart.
See each asset beside its network, then review transfers with the amount, date and confirmation status in view.
- Overview
- Asset · network · balance
- Activity
- Direction · date · status
App browser preview. Sample holdings and records; no wallet secrets are shown.
FROM THE VANTA APPBROWSER PREVIEW
Swipe to compare both screens. Actual app screens with illustrative data. Financial services are not connected.
DETAILS THAT SHAPE A REAL SETUP
Make the fitwork both ways.
The merchant gateway and the customer app serve different needs. Configure your business payment workflow, or manage your personal money on iOS, Android and web.
MERCHANT PAYMENTSHow does money reach your business?
- Sales channelsCheckout · invoices · QR
- Markets and currenciesOperating regions · settlement currency
- Commercial termsProcessing · refunds · conversion
- Finance workflowReferences · reports · reconciliation
CUSTOMER APPWhat’s your next money move?
- Everyday fiatSend · request · pay merchants
- Personal cryptoOn-device keys · multi-chain wallet
- Investing with interestProduct terms · risk · withdrawals
- Connected accountOne customer profile · three platforms
Current provider coverage, fees, supported assets and regions will be published when confirmed.
START WITH YOUR REAL REQUIREMENTS
Bring a clearerstarting point.
Build a short discovery brief around your business and the product areas you want to explore. Keep a local copy for your team.
Your selections stay in this browser and are not submitted.
STRAIGHT ANSWERS
Good questionsdeserve clarity.
What the product is designed to do, and which details are still being confirmed.
What is Vanta Flow building?
A fiat and crypto payment gateway and processor for merchants, plus a customer app for fiat transfers between people, merchant payments, a separate self-custody wallet and investing with interest.
How does investing with interest work?
Interest-bearing investing is part of the planned customer app. Providers, rates, fees, eligibility, risks and withdrawal terms are still being confirmed. Projections are illustrative, not live offers or guaranteed returns.
Do I need an online account?
An online account is required to connect to platform services and use the full feature set. Local wallet keys and backups remain separate; sign-in recovery does not recover your wallet.
Are the personal wallet and spending account the same?
No. Personal wallet keys remain on the user's device. Spending-account funds are a separate provider-custodied balance with its own terms and controls.
Can the wallet key be recovered through account support?
Account sign-in recovery does not restore a self-custody wallet key. The user controls the wallet backup and recovery path.
Which payment methods, regions and assets will be supported?
Launch providers, markets, payment methods and supported assets are still being confirmed. The platform scope will be updated as those decisions are finalized.
Does this page move money or connect a wallet?
No. Product scenes on this page are illustrative previews. They do not connect to a wallet or initiate payments or transfers.